Hang Gliding Paragliding Life Insurance 2025

Do you Hang-Glide or a Paraglider Pilot and Need Life Insurance Cover?

This short guide explains why participating in hang-gliding or paragliding should be included in your life insurance policy.

We will explain how Insurance Hero can help you and provide a competitive hang gliding or paraglider life insurance quote.

Some reasons to consider getting a no-obligation quote today:

• Affordable and comprehensive life insurance
• You can get a quick and free quote without ever having to visit an office
• Get a policy that is tailored specifically for you. Be fully protected, whatever happens
• There is no obligation to take out cover after receiving your quote
• There are many options for coverage, including critical illness and mortgage cover
• Flexible coverage for whole-life insurance plans
• Those who smoke or vape are not discriminated against
• Assistance throughout the entire process, you’ll know you’ve got the best policy to protect your family

Simple 60-Second Quote Form. Family & Individual Plans. Protect What Matters

Insurance Hero, The Thrill-Seekers Insurance Specialist

Hang gliding life insurance underwriters need to know more about your higher-risk activities before issuing you a life insurance policy.

Insurers typically classify aviation activities, including hang-gliding, as high-risk. The consequences are a higher insurance premium, exclusion of your pursuit from the policy, or even the inability to get a quote.

Insurance Hero has relationships with specialist underwriters. They provide life insurance, income protection, and critical illness cover for those involved in higher-risk pursuits such as hang gliding and paragliding.

They aim to include your aviation activities in your life insurance coverage and are not added to or excluded from the policy.

Why is Hang Gliding Considered Higher Risk?

Hang gliding and paragliding are some of the many thrill-seeking pursuits for which life insurance underwriters need clarification of your activities. These sports involve many variables, resulting in various risk factors.

Areas that insurers consider include some of the following:

• How many years have you been a hang glider?
• Do you travel abroad to dangerous locations?
• Do you hang glide or paraglide in competitions?
• Do you hang glide or paraglide professionally as an instructor?
• Do you hang glide with any medical conditions?
• Have you undergone proper safety training?
• What equipment do you use?
• How often do you hang glide or paraglide?
• What altitude and what is the duration of a typical session?

Hang gliding, although considered by some as an extreme sport can be a very safe pursuit if done with well-maintained equipment, ongoing safety training, and the level of experience you have as a pilot.

Protect Your Family For Less – Compare & Save – Policies From Leading Insurers – Quick Quote

Life Insurance Can Cover The Following Types of Hang Gliding Activities:

Hang gliding encompasses a variety of forms, from traditional foot-launched methods to motorised versions, and includes recreational and competitive disciplines.

Each type offers unique experiences and challenges, catering to different skill levels and interests.

Types of Hang Gliding:

Foot-Launched Hang Gliding

• Hill Launch: Pilots launch from a hill or mountain slope, running downhill until the lift is achieved.
• Mountain Launch: Similar to hill launch, but from higher altitudes.
• Aerotowing: A powered aircraft tows the hang glider to a desired altitude before releasing it.
• Platform Towing: The glider is towed by a ground vehicle using a winch system.

Powered Hang Gliding

• Motorised Harness: Equipped with a small engine and propeller, allowing self-launch without needing wind or a slope.
• Nanotrikes: A small, lightweight trike with a hang glider wing and motor, providing easy launch and landing.

Tandem Hang Gliding

Tandem Flights: Designed for two people, usually for instructional purposes or introducing beginners to the sport.

Competitive Hang Gliding

• Cross-Country: Pilots fly long distances, often aiming to cover the maximum distance or reach a predefined goal.
• Aerobatic: Performing acrobatic manoeuvres, judged on skill and execution.
• Speed Gliding: Racing against the clock through a course that typically includes altitude changes and turns.

Recreational Hang Gliding

• Thermal Soaring: Using rising warm air currents to gain altitude and stay aloft for extended periods.
• Ridge Soaring: Utilising wind blowing against a hill or mountain ridge to gain lift and remain airborne.
• Dynamic Soaring: Flying in and out of wind currents created by obstacles like ridges to gain speed and altitude.

Why Do You Need Hang Gliding Or Paraglider Pilots Life Insurance Cover?

Do you have a loving family and dependents who emotionally and financially rely on you? As you participate in your hang gliding and paragliding, thrill-seeking activities, would it not be nice to have that real peace of mind knowing that your loved ones will be financially secure if you die?

Hang Gliding Life Insurance, A Lump Sum Payout

Paying regular monthly or annual premiums into a water-tight life insurance policy over a fixed duration will ensure a lump sum payout to designated beneficiaries should you die, including while partaking in your beloved hang-gliding and paragliding pursuits.

If you have outstanding financial commitments or want to provide your family with a regular income should you die, hang-gliding life insurance cover should be considered.

Financial obligations include some of the following:

• Unsecured loans
• Outstanding mortgage payments
• Equity release
• Credit card debt
• Hire purchase agreements
• Personal loans
• Car loans

Insurance Hero has extensive relationships with underwriters specialising in thrill-seeking activities, including hang-gliding. Contact our professional team today on 0203 129 8866 for a no-obligation quote. We will be delighted to provide you with a competitive quote.

Can Critical Illness Cover Help?

A critical illness policy, like other forms of life cover, pays out a pre-decided lump sum if you are diagnosed with a critical illness or require a qualifying medical procedure.

At the outset of the policy, there are essential details, including:

• The duration of the policy
• The size of the regular monthly premiums
• The payout amount
• The critical illnesses covered
• Whether the payout is the result of level, increasing or decreasing cover

Critical illness policies pay out if the policyholder survives for at least ten days from diagnosis. With a policy in place, the policyholder’s family or dependents can experience financial security, even though the beneficiary is no longer able to work and has a more uncertain future.

Some of the illnesses covered may include, but are not limited t,o the following:

• Heart valve replacement or repair
• Coronary artery by-pass grafts
• Progressive supranuclear palsy
• Liver failure
• Heart attack
• Major organ transplant
• Parkinson’s disease
• Structural heart surgery
• Traumatic brain injury
• Certain types of cancer
• Aorta graft surgery
• Benign spinal cord tumour
• Multiple system atrophy
• Systematic lupus erythematosus
• Primary pulmonary hypertension
• Terminal illness

For more information, contact us here at Insurance Hero, and we will be pleased to assist with your inquiry.

Our providers specialise in life insurance, critical illness, and income protection coverage for those participating in extreme sports.

Hang Gliding Or Paraglider Pilots Income Protection Cover

If you have an accident while hang-gliding or elsewhere and cannot work for a sustained period, income protection cover pays you a regular salary until you return to the workplace.

What better way to ensure peace of mind while para-gliding than having covered financial commitments if you are injured?

Examples of financial commitments could include personal loans, mortgages, credit card debt, and car loans.

Income protection cover, as with other associated life cover, provides financial support by paying ongoing regular premiums throughout a policy.

If you cannot work, a pre-agreed income level will kick in after a defined period once you make a claim. The period when payment is due could range from one month to one year, as agreed at the policy outset.

Contact Insurance Hero today on 0203 129 8866. Our friendly, professional team will gladly assist you with your hang-gliding life insurance and associated cover needs. Do not delay. Get peace of mind for you and your family today.

Other types of sports-related cover we offer: