Life Insurance Cover For Roofers

A concise life insurance guide for roofers. Insurance Hero will explain why you should have life insurance cover as a Roofer.

In short, if you want a competitive quote, we can help you.

As A Roofer, Why Should I Get Life Insurance, Critical Illness or Income Cover?

As a Roofer, the consequences can be severe if you have a workplace accident. You may have fallen from a great height. The result can be injury or even death. If you have a family or dependents, how will they support themselves financially?

If you have any of the following, you should consider life insurance and associated cover:

• An outstanding mortgage
• Personal loans
• Credit card debts
• Sole household income provider

Have peace of mind. Secure roofer life insurance cover to protect your family in the event of an accident or death.

Why use Insurance Hero?

Insurance Hero has helped Roofers get life insurance, critical illness, and income protection cover. We have a strong network of underwriters specialising in cover for higher-risk occupations.

We understand what is required to provide a competitive and accurate policy quote.

The companies we work with will run you through a questionnaire to ensure they have an accurate picture of your occupational activities.

Underwriters appreciate our thoroughness, so they have strong relationships with us in the higher-risk life insurance sector.

Contact Insurance Hero on 0203 129 88 66 for all your life insurance needs. Our friendly, dedicated team will review your requirements and provide a competitive, accurate quote aligned with your circumstances.

Why is Roofing Considered a Higher-Risk Occupation by Life Insurers?

Underwriters consider roofing a higher-risk occupation. Critical areas of occupational risk for Roofers over standard-risk jobs include:

• Working at a great height
• Working with dangerous machinery
• Physical demands of the roofing tasks as you age
• Risk of skin cancer from sun exposure
• The effect of working outdoors in the rain,
  cold, heat and wind

Just because Roofing is higher risk doesn’t mean insurance isn’t affordable. Allow Insurance Hero to provide a competitive, no-obligation quote and find out for yourself.

After You Die, It’s Too Late For Life Insurance! Protect Your Family. Get A Free Quote Today!

Life Insurance Cover for Roofers?

Life insurance cover is structured to provide a lump sum payout to designated dependents should you die in the workplace.

As a roofer working at height, your premiums will be higher because roofing is classified as a higher-risk occupation.

We want to get you the most comprehensive cover for your circumstances even if you are currently self-employed. Rest assured, Insurance Hero has your interests at heart. As mentioned, our experts will conduct a friendly but thorough fact-finding session with you.

For example, what type of Roofing do you specialise in:

• Commercial roofer
• Industrial roofer
• Metal roofer
• Hot roofer

Different types of work within the roofing industry, including carpenters, can affect the cost of life cover in the eyes of insurance companies.

By understanding your daily work and circumstances, we can provide an accurate quote.

Critical Illness Cover for Roofing Workers

Critical illness cover is designed to protect your family financially if you cannot work because of an illness or medical procedure.

If you survive at least fourteen days from diagnosis, you and your family will receive a lump-sum payout. This payment will correspond to the regular premiums you pay into the policy as a policyholder.

Insurance Hero will work with you. We ensure any policy quote aligns with your circumstances. Critical illness cover typically pays out according to pre-defined illnesses.

The list of diseases and medical procedures is diverse. Here are some examples:

• Structural heart surgery
• Heart valve replacement or repair
• Liver failure
• Pulmonary artery surgery
• Benign spinal cord tumour
• Aplastic anaemia
• Traumatic brain injury
• Heart attack or stroke

Income Protection Cover for Roofers

Income protection cover provides a regular income if you can’t work. Illness or injury may result in long periods of recovery.

A monthly premium helps the insurer provide financial security so you can recover without financial stress.

Insurance Hero will discuss your personal and financial circumstances in depth to determine the appropriate premiums and associated payouts.

Questions will include:

• What is your current income level?
• How many dependents do you have?
• Does anyone else in the household have an
  income?
• Do you have a mortgage, or do you own your house
  outright?
• Do you have personal or credit card debt?

Insurance Hero is just one call away from providing security for you and your family at work. Call our dedicated team of agents now on 0203 129 88 66 for a free, no-obligation quote for life insurance and associated cover.